Buying gold jewellery is not just shopping… it’s emotional.
Sometimes it’s for a wedding, sometimes for savings, sometimes just to feel special.
But one small mistake while buying can cost you later.
So here are 5 simple things you must always check—in easy, clear language.
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1. Always Check Hallmark (This is Non-Negotiable)
If there is one thing you should never compromise on, it is BIS Hallmark.
You should see:
• BIS mark
• Carat (22K / 20K / 18K etc.)
• HUID number
👉 No hallmark = No guarantee
💡 Truth many people ignore:
We trust the shop… but forget to check the jewellery.
Smart customers do both.
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2. Understand Carat (Simple but Very Important)
Gold jewellery comes in different purities:
• 22K
• 20K
• 18K
• 14K
• 9ct
👉 Every carat is pure in its own category and has its own fixed market value
There is no “good” or “bad” carat—only what suits your use.
💡 Important insight:
If purity is genuine, there should be no unfair loss just because of carat when you exchange it in future.
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💡 A personal note from experience:
Among all these, 20K (20ct) is a very practical and balanced choice.
It offers:
• Better strength than 22K
• Good purity and value
• Suitable for regular use
I personally prefer customers to choose 20ct jewellery for daily and long-term use.
I will explain this in detail separately, but once you understand it—you’ll see why it makes sense.
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3. Weight Matters More Than You Think
Always ask clearly:
• Gross weight (total weight)
• Net gold weight (actual gold)
If stones are included:
👉 You should NOT pay gold rate on stone weight
💡 Small but powerful tip:
Even a small difference in weight can change your bill significantly.
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4. Making Charges – Understand the Percentage
Making charges are usually calculated as a percentage of gold value.
👉 Example:
Gold value = ₹1,00,000
Making (10%) = ₹10,000
But remember:
👉 Making percentage changes based on design and craftsmanship
It depends on:
• Design complexity
• Handmade or machine work
• Finishing quality
• Antique or modern styles
💡 Surprising reality:
Two designs may look similar, but one may take double the effort to create.
So don’t compare only price—understand the work behind it.
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5. Buyback Policy (Think Future, Not Just Today)
Gold is not just for today—it’s also for tomorrow.
Always ask:
• Buyback policy
• Any deductions
• How value will be calculated
💡 Reality:
The true value of jewellery is understood at the time of selling or exchanging.
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Final Thought
Buying gold jewellery is not about spending…
It’s about making a smart and safe decision.
You don’t need technical knowledge—just these 5 simple checks are enough.
👉 A genuine jeweller will always guide you honestly
👉 And will never hesitate to answer your questions
Because when you understand what you’re buying…
you don’t just buy jewellery—you buy confidence.
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